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GEICO COMES OUT ON TOP

Television commercials touting the benefits of switching to Geico for your insurance needs are prevalent. Their current television commercials use the statement "It's so easy even a caveman can use it."

Insurance companies seem to offer the same products on a slightly different price scale. Each state has its own liability requirements. I do not know of anyone who loves dealing with insurance agents. So, when I was in the market for a new insurance carrier for my automobile, I was not looking forward to the process. I went through the traditional high prices and qualifying criteria of a variety of insurance companies. None impressed me. None impressed me, that is, until I followed up on a Geigo mailing I received.

I called Geico at their toll-free number to get a free quote. I was shocked when I was quoted an annual premium that saved me $500 over my other insurance carrier. I was so surprised and skeptical that I asked the agent to repeat the price quote. We went over all the details of my proposed policy again and I was impressed. After deciding to go with Geico, I was hoping that the customer service and company followed through. After all, how can Geico's rates be so cheap? Maybe the reason for the low rates is the fact that customer service and claims lack substance. I have been with Geico for three years and have never regretted it.

There are a variety of reasons for me to recommend Geico. Here are just some of them:

Customer service. Whenever I have had to call Geico about my car insurance, I have received excellent service. The customer service representatives are knowledgeable and friendly. Plus, Geico provides a toll-free number.

Payment methods. Geico offers different payment options for their customers. Check, credit card, by phone, or online are all available methods of payments. That is convenient.

Advertising. Geico advertisements are both entertaining and effective. They help the company stand out in customers' minds. Even though I would not recommend an insurance company based strictly upon its marketing campaign, a strong campaign is beneficial.

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